Let's face it. The workforce just isn't getting any younger. And though our aging population creates challenges for workers, employers and government policy makers, there are some real economic opportunities to be had. By now, you know about the impending retirement of boomers and the smaller size of younger generations labor pool.

A new report from The Urban Institute, "Work and Retirement: Facts and Figures," outlines the availability of older workers, benefits of delaying retirement and challenges for employers in implementing programs for older workers. From part time work to self employment and including the transition from physical labor to congitive work, the demographics point to increased economic output for individuals and employers who take steps now to attract and retain older workers. http://www.urban.org/publications/900985.html

If all workers delayed retirement by five years, the additional Social Security taxes would offset more than half of the Social Security shortfall projected for 2045. The additional government revenue from both income taxes and Social Security payroll taxes would far exceed the size of the Social Security deficit. Money talks, I think.